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I believe in being accessible. Whether you prefer a phone call, email, or face-to-face meeting, I'm here for you.
NMLS# 123456
Licensed in Colorado
Fill out the form below and I'll get back to you within 24 hours — usually much sooner!
Quick answers to common questions. Don't see yours? Just ask!
Most pre-approvals are completed within 24 hours, often the same day. Have your basic financial info ready and we can move fast.
Typically: 2 years of tax returns, recent pay stubs, bank statements, and ID. I'll send you a complete checklist based on your situation.
A pre-qualification involves a soft pull (no impact). A full pre-approval requires a hard pull, but multiple inquiries within 45 days count as one.
A general rule: keep your monthly payment under 28% of gross income. But everyone's situation is different — let's run your specific numbers.
No! Many loans allow 3-5% down, and VA loans offer 0% down for veterans. More down payment = lower monthly payment, but it's not required.
Pre-qualification is an estimate. Pre-approval involves document verification and carries much more weight with sellers.